Assumable VA loan at 2.75%!!!! They don't make homes like this any longer! This quaint bungalow oozes with charm and preserved character while embracing modern sensibilities and conveniences. Enjoy having an upgraded detached studio with a full bathroom which adds the benefit of flex space to your life - make it your own for work, hobbies or a room for out of town guests! As you enter you will gaze upon stunning vinyl plank flooring, a cozy fireplace, cased windows that bathe the interior in natural light creating a warm and inviting living room that urges you to grab your favorite beverage to sip, book to read or catch up with loved ones. The formal dining room will add elegance to all your gatherings. Meal preparation will be a joy in the upgraded kitchen featuring open shelves for easy access, white Shaker lower cabinetry, and gas cooking. Both bathrooms have been upgraded with modern flair and style. The property is fully fenced with off-street parking, creating a calm reprieve and secure entertaining space. Transient Occupancy Tax (TOT) & Tourism Marketing District (TMD) Certificate received, phase 1 of ADU permitting underway. Conveniently located near the lively residential areas of Kensington and Normal Heights with many hip cafes, gastropubs, craft beer bars and diverse restaurants, especially along Adams Avenue. The nearby University Heights area also offers an eclectic variety of eateries. To see it is to love it!